Commercial Automobile Insurance for Your Business
While you have a personal auto insurance policy to cover you and your family vehicles, a separate Commercial Auto Insurance Policy is needed if you own a business that operate everyday vehicles for the business.
Commercial Auto Insurance policies can cover company cars, vans, trucks, SUVs and more, although certain vehicles such as tow trucks require a separate policy.
Some businesses may not think a Commercial Auto policy is require yet there is a lot of driving due to that business going on.
A great example is a pizza restaurant that offers deliveries. In the event a person is delivering the pizza (or other business goods) to the customer will need to be covered under a commercial auto insurance policy.
Do I Need Commercial Auto Insurance and What Does It Cover?
A Commercial Auto Policy can protect your business in the event of accidents involving other vehicles, pedestrians, or inanimate objects like street signs. Coverage applies not only to company-owned vehicles but also when employees use their personal cars for business purposes, such as deliveries or errands. This ensures your business is protected no matter who’s driving.
Protect Your Business Vehicles, Employees and Deliveries with the Right Coverage.
Business Vehicle Use
Covers company-owned cars, vans, trucks, and SUVs that are used daily for business operations and tasks.
Special Vehicle Use
Some vehicles, such as tow trucks or heavy-duty service vehicles, require their own separate insurance policy.
Delivery/Service Use
Protects your business when employees drive for deliveries, errands, or transporting goods to customers.
Employee Vehicle Use
Extends coverage when employees use their personal cars for company-related driving and business activities.
